Reply To: Need Crimping (Swaging) Advice

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Bill,

Thanks for your input.

Am looking at my Grundy policy. It reads:

PART D – COVERAGE FOR DAMAGE TO YOUR AUTO

EXCLUSIONS

We will not pay for:

2. Damage due and confined to:

a. Wear and tear

b. Freezing

c. Mechanical or electrical breakdown or failure, or

d. Road damage to tires.

This exclusion (2.) does not apply if the damage results from the total theft of “your covered auto” or any “non-owned auto.”

I don’t know exactly how to interpret this. And it is my impression that sometimes the better companies are lenient in their interpretations.

I am curious if most insurance companies have a similar clause.

Joe